Recently, I've seen a bunch of people compare on-chain yields with RWA and US bonds. Honestly, don't rush to calculate which one is more profitable first; think carefully: if you lose this amount of assets, can you still sleep well?

I roughly categorize myself by scale: small amounts just use hardware wallets + backup copies, don't make it too complicated; when the amount increases a bit, multi-signature is quite reliable, but the cost is more trouble transferring funds and easier to make mistakes; for larger amounts or if family members need to take over, social recovery is more realistic, but you also need to trust the “friends/family + service provider,” otherwise it’s just switching to another pit.
Anyway, I can calculate the yield table, but losing keys and not being able to recover from that loss… write the withdrawal plan into the table first before chasing returns.