Using multi-chain wallets for a long time can really mess you up: Chain A has a gas fee, Chain B has a few NFTs, plus some fragmented stablecoins lying around in an L2... My current workaround is “one main wallet + several functional wallets,” with the main wallet only doing two things: storing core assets and cross-chain transfers; other wallets are used for airdrops, testing new protocols, or holding NFTs, so if something goes wrong, it doesn’t take down everything. Also, I keep a spreadsheet to track how much small change is left on each chain, or else all the transfers just turn into dust.

What I fear most isn’t slowness, but chaos — being slow is okay because you can wait for confirmation, but chaos means forgetting approvals, sending to the wrong address, searching everywhere for assets, and ultimately losing your composure. Recently, the fuss over NFT royalties also seems like a side effect of fragmentation: everyone wants better liquidity, but creators need to survive too… Anyway, I’ll first clarify my wallet structure so I don’t become the kind of liquidity in the secondary market that “can’t find the money.”