Seeing that shiny APY on the aggregator, do you really think it's just "earning interest while lying down"? I'm also tempted, but when I calm down and think about it, honestly, what you're buying isn't just returns, but a series of contract combinations plus a bunch of counterparty promises. Any mishap in any link could turn into a "zeroed-out yield experience coupon."

Right now, I check the aggregator first to see what it's actually doing: which pool the money is going into, whether there are permissions to modify strategies, whether the liquidation/borrowing chain is too congested... Especially recently, hardware wallets are out of stock, and a bunch of phishing links are flying around. People’s security awareness has improved, but don’t just guard against external threats; the contracts you click on yourself can be even more "gentle but deadly."
Anyway, I’d rather have a lower APY if the logic makes sense and I can sleep peacefully.