These days, seeing everyone compare RWA, US bond yields, on-chain yield products together, I become even more certain of one thing: don't rush to chase "returns" yet. If your wallet isn't secure, no matter how much you earn, you could lose it all in one go... Frankly, different asset sizes require different security solutions.

Right now, I personally use a small amount of hot wallet for everyday needs, mainly to prevent accidental transfers; for medium-sized holdings, I rely on hardware wallets—double-check the address before transferring is actually the safest method. When it comes to amounts that keep you awake at night, multi-signature is more reasonable, but it’s also really troublesome—permissions, devices, signing procedures all need to be clearly documented, or you might not even be able to access your funds someday. Social recovery is suitable for those who are afraid of losing their seed phrase and don’t want to set up multi-signature, but only if you trust the "recovery person," and they truly know how to help you recover; otherwise, it’s just a decoration.

Next time, I plan to rehearse the multi-signature emergency process again, and also write each wallet’s purpose in the notes... At what asset size do you usually start using hardware or multi-signature solutions?