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Recently, the shortage of hardware wallets has been quite surreal, like everyone is shouting "decentralization" while relying on whether they can buy the actual product for security. Phishing links are also rampant, and I’m too lazy to click on those “official airdrop registration” groups; one shaky hand and I’ve given away my information.
To put it simply, when choosing hardware wallets/multisig/social recovery, first consider how much of it is “something you can’t sleep without losing.” For small daily amounts, don’t turn yourself into a bank’s risk control department; keeping it simple actually reduces mistakes. When assets start to grow, a hardware wallet can at least block basic risks like “phone theft/computer virus.” Going further, multisig is more about accounting for human nature: when you’re unreliable, there should be another key to hold you accountable, but don’t make every transfer feel like a board meeting. Social recovery sounds great in theory, but in practice, it’s about whether you trust those few people, and whether you can ensure they won’t simultaneously “go dark/turn hostile/get scammed.” Anyway, I’m currently: try to bother less, but don’t shy away from trouble when it’s necessary.