Lately, I've been debating whether I should fully move everything to L2. Using it is indeed smooth, with just a couple of clicks to transfer, and the gas fees aren't that painful. But when I need to do something "important" (large amounts, long-term, worried about issues), I still keep some assets on the mainnet to feel more secure... Honestly, I treat the mainnet as a safe deposit box, and L2 as my everyday wallet. I'm also not too optimistic about cross-chain solutions; the more bridges and chains there are, the easier it is for people to forget where their assets actually are.

Recently, I’ve been reading discussions about economic collapses in blockchain games, and it’s quite sobering—inflation + studios + coin price spirals, and eventually, no matter how good the experience, confidence can collapse. It’s somewhat similar to choosing between mainnet and L2: cheapness and smoothness are just surface-level benefits; the underlying "settlement trustworthiness" is what you ultimately pay for.

What I regret isn’t the outcome, but that I made the process too complicated to save a little gas at the time, and in the end, I spent more time and anxiety than I saved. Anyway, my current compromise is: small transactions frequently on L2, large and critical ones on the mainnet, and try to minimize fiddling in between—keep it simple whenever possible.