Citi Lowers Block (XYZ) PT to $85 While Maintaining Buy Rating

Citi Lowers Block (XYZ) PT to $85 While Maintaining Buy Rating

Maham Fatima

Wed, February 18, 2026 at 6:27 AM PST 2 min read

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XYZ

+2.20%

Block Inc. (NYSE:XYZ) is one of the best stocks under $50 to invest in. On February 5, Citi analyst Bryan Keane lowered the firm’s price target on Block to $85 from $105 while keeping a Buy rating. The firm reset the target ahead of the company’s Q4 2025 report, though Citi still expects Block to achieve its 19% gross profit growth estimate.

On January 27, Cantor Fitzgerald initiated coverage of Block with an Overweight rating and an $87 price target and noted that the company’s turnaround is gaining momentum. The firm highlighted that new product initiatives suggest the firm’s innovation engine is performing at a high level. While Cantor found Block’s medium-term guidance impressive, it emphasized that the company’s future success now depends on its ability to execute those plans.

Additionally, on January 20, Truist analyst Matthew Coad raised the firm’s price target on Block Inc. (NYSE:XYZ) to $72 from $68 with a Hold rating as part of a broader Q4 earnings preview for the FinTech sector. Coad expects solid quarterly results but noted that difficult year-over-year comparisons might limit volume-related beats.

Citi Lowers Block (XYZ) PT to $85 While Maintaining Buy Rating

While Truist remains optimistic about the sector throughout 2026, the firm suggested that some management teams could provide initial 2026 guidance that resets Street expectations slightly lower.

Block Inc. (NYSE:XYZ), together with its subsidiaries, builds ecosystems focused on commerce and financial products and services in the US and internationally. It has two segments: Square and Cash App.

While we acknowledge the potential of XYZ as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you’re looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock.

READ NEXT: 30 Stocks That Should Double in 3 Years and 11 Hidden AI Stocks to Buy Right Now**.**

Disclosure: None. This article is originally published at Insider Monkey.

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