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Over the past couple of years, multi-chain wallets have become more and more like drawers filled with charging cables; only when I look for something do I realize how messy I am... I no longer pursue "one wallet for the world," but instead deliberately fragment my assets: frequently used small hot wallets are free to operate, main assets are kept with offline signing, layered storage for peace of mind. When fees reach extreme levels and the group chat debates whether to reverse or continue pumping the bubble, I instinctively check permissions, limits, and the cross-chain bridge destinations first, so I don't impulsively break the "security boundary."
If I had used the same mnemonic phrase for all chains to save trouble back then, I probably wouldn't be able to sleep now... Anyway, I prefer it to be a bit more troublesome now—dispersed assets and clear records are better than going crazy trying to trace transaction history afterward.