Recently, a set of "heart-wrenching" data about borrowing money has been circulating on social media:

80% of people have no intention of repaying when they ask for money, 99% of people will turn against the creditor.
Although the data may be exaggerated, the cold reality reflected behind it resonates with many: borrowing money often marks the end of friendship and becomes a battlefield of human nature.
The debt left behind by lending money.
Having the ability to ask others for help, but also the confidence not to ask for help.
So when someone asks you to borrow money, respond like this first:
Have you borrowed from Huabei, Jiebei, MyBank Loan, JD, Meituan, or WeLoan?
Parents, relatives, good brothers, third aunts, sixth aunts, old classmates, have you borrowed from all of them?
If you've borrowed from all, what do you have left to pay me back?
If you haven't borrowed from all, then go borrow.