The six stages of financial freedom: 1W, 10W, 30W—these are three small thresholds; 100W, 300W, 3000W—these are three big thresholds.


If you can achieve 1W without changing your phone, 10W without changing your car, 30W without investing 100W, 300W without lending out recklessly, and 3000W without showing off your wealth, then you can master money.
When your savings reach 30W, your IQ is at its lowest.
This stage is the easiest time to be impulsive with consumption and to make investments—buying a house, buying a car, opening a store—ignoring advice.
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