Lately I keep hearing people say "modularization" is so appealing, but honestly, the only noticeable changes for regular users are twofold: first, the chain becomes more complex, and funds tend to move around more chaotically; second, when you click confirm once, there might already be several layers of "division of labor" behind the scenes.

The experience isn't necessarily smoother; it's more fragmented.

Especially now, with cross-chain bridges having issues again and oracles reporting errors, everyone collectively "waits for confirmation," I actually think the biggest value of modularization isn't faster or cheaper, but rather spreading out the risks: when something goes wrong, it doesn't affect everything at once, but you also need to learn how to tell which layer is acting up.

My current approach is pretty simple: avoid cross-chain if possible, and if I really need to, try small amounts first, confirm receipt before adding more; when the market looks tempting, wait for two candlesticks to cool down... Anyway, don’t treat candlesticks like a wishing well. Stay steady.