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People often say, if you buy a house to live in yourself, does it matter whether you lose money or not?
A few years ago, you bought a rough, unfurnished house for 1 million yuan.
This year, a colleague who doesn’t quite get along with you bought a house opposite you for 500k yuan, still fully decorated and with a garage.
He daily, intentionally or unintentionally, says to you: Brother, have you paid off your mortgage yet?
I pay 1,270 yuan a month, how much do you pay? 3,300 yuan.
Honestly, you might as well stop paying; you still have 25 years left. If you pay it all off, that’s 990k yuan—enough to buy two of your current houses.
So, is it a loss or not?