I just saw someone watching large on-chain transfers and hot wallets on exchanges, shouting "smart money" whenever they move, reaching for the buy button. I’ll cut off my internet for ten minutes first... After calming down, I remembered something more realistic: where to put the money.

If the assets are not large and you just want to prevent accidental slips and phishing, a hardware wallet is enough. The key is not to take photos of the backup phrase, not to upload it to the cloud, and not to place all your "sense of security" in a small device. When the funds reach a level where "losing them would keep you awake," multi-signature is more like proper insurance: at least two keys must agree before any movement. The downside is straightforward—troublesome, slow to operate, and if you need money in a hurry, you'll curse yourself. Social recovery is suitable for those who are afraid of forgetting their seed phrase, but don’t choose a bunch of strangers as guardians; when it’s actually used, it’s more nerve-wracking than market retracements.

Anyway, my approach is: move less when the market is hot, and write down exit conditions; the same applies to security—first choose a plan based on your amount, don’t get carried away by "smart money" and escalate your risk.