I now check the lending dashboard and monitor my temperature every day just like brushing my teeth.

But the thing that first made my heart rate spike wasn't the interest rate, but group messages...
A bunch of rumors about "stablecoin regulation," "reserve audits," "de-pegging," circulating around,
After reading them twice, I start itching to change my position.
The KOLs are the same; if they speak too smoothly, I tend to get carried away,
Only to realize later that I didn't really understand where the liquidation line was or whether the borrowing costs are sustainable.

Honestly, the impulsive buyers are still myself; the groups and KOLs are just accelerators.
Now I’ve set a simple rule for myself: when I see a leak, first check the on-chain fund flows and lending rates for anomalies,
If something feels off, only then act;
If there's no data support, treat it as emotional noise and turn it off.
For now, I’ll mute those high-frequency forwarding groups for a week.