I think a very important point is emerging that we all need to pay attention to. While ordinary users seem to be quite excited about AI agents like OpenClaw, banking institutions remain extremely cautious about these tools.

The report from Odely Planet makes it clear that the sensitive data banks hold—customers’ personal information, transaction details, everything—must be handled with great responsibility. An employee from the technical department of a public sector bank said that if an AI agent is configured incorrectly or granted excessive permissions, there could be a risk of data leakage. “Banks have far more sensitive information than regular users, and if any weakness remains, the impact could be very significant.”

As early as the beginning of 2024, ICBC issued an important warning. They clearly said that people should be made aware of certain potential risks associated with OpenClaw. Fake installations, permission-related scams, and investment-related fraud—these are all possibilities.

The bank’s advice was highly practical. First, don’t give sensitive permissions such as contacts, the gallery, and folders to any unfamiliar app. Never enter your identity number, bank account, or payment password into any unknown software. Second, when you hear phrases like “AI for stock management,” “guaranteed profit,” and “high return, low risk,” be on guard immediately. Before any transfer, recharge, or investment, always think twice—don’t rush just because someone else said so.

In fact, all of this teaches us a very simple yet important lesson: it is your responsibility to keep your money safe. Whether it’s a DIY piggy bank or a digital wallet, caution is always necessary. Always keep control over your financial resources and don’t blindly trust any unfamiliar tool. That awareness is real security.