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Lately, I keep seeing the term "modular chain," and honestly, the most direct change for end users isn't "more advanced," but rather that you're more likely to encounter a bunch of networks in your wallet: the same transfer, but which layer it originates from, which bridge it goes through, and which settlement layer it finally lands on... Without paying attention, you might sign twice, wait for an extra confirmation. For someone like me with a nonce obsession, the most obvious thing is: the reasons for getting stuck have increased, not just because your transaction didn't go through, but also because cross-layer messages haven't arrived, or the sequencer is queuing, making it harder to pinpoint the problem.
When the community was circulating rumors about stablecoin regulation, reserve audits, and de-pegging, everyone's mood was pretty consistent: panic first, then criticize. Actually, if modularity is to be truly friendly to ordinary people, it needs to clearly explain "who do you trust, and which layer is your money on," instead of always comforting with essays and screenshots. After all, signatures won't console you.