Lately, I've seen everyone arguing about whether the yield stacking from pledge and shared security is a "matryoshka doll" (nested).

I'm actually more anxious: the returns sound tempting, but if you lose the key, it's all in someone else's hands...
Honestly, the first step is to make the wallet layer solid.

My personal feeling is: if the assets are not large and you just want to be worry-free, a hardware wallet is enough, just double-check the address before transferring;
If the assets reach a level where you're "not at ease," multi-signature is quite stable, but the downside is obvious—more trouble, slower operations, but it can reduce the risk of slip-ups and phishing attacks;
Social recovery is suitable for those who frequently change devices or are worried about losing their seed phrases, but "finding friends as guardians" requires first confirming that the person is trustworthy and the relationship is stable, or recovery can be more complicated than nesting dolls.

Anyway, right now I think: whether to earn or not is secondary, whether I can safely hold onto it is the real concern.
I'm going to work now.