Lately I've been organizing multi-chain wallets again, and the more I do, the more I realize that asset fragmentation is truly a tax on human energy: one chain here, another chain there, clearly not a lot in total, but it just looks annoying. My simple method is to categorize wallets by purpose: cold wallets are truly cold, kept there long-term without moving; hot wallets only hold enough gas and small amounts for operations, don’t stuff everything into them. Then I set a fixed “reconciliation time” each week, copying addresses and balances into an offline sheet, and conveniently turn off authorizations when possible, otherwise forgetting who I granted permissions to could be even scarier someday. Recently, the stacking and sharing security yield stacking methods have been criticized as “nested dolls,” which I can understand… The yields look tempting, but with cross-chain, contracts, and layered permissions, when something goes wrong, you might not even know who to blame. Anyway, I’d rather do less fussing and focus on making sure I stay alive.