I've noticed an interesting trend lately. When capitalism demands that the system operate faster than humans can, AI agents step onto the scene. They are already beginning to function as full-fledged economic entities, making decisions, executing transactions, and participating in market processes.

But here’s the catch: these AI entities lack their own monetary layer. This is a serious limitation. Imagine an agent that can analyze data faster than any trader, but when it comes to actual financial transactions, it depends on infrastructure built for humans.

In the context of modern capitalism, where speed is a competitive advantage, the lack of direct access to funds can significantly slow down the efficiency of AI agents. Markets are already operating faster than human capabilities, and AI could close this gap entirely if it had its own financial instrument.

This is not just a technical issue — it’s a fundamental challenge for the development of AI economics. Capitalism constantly demands optimization, and sooner or later, the system will be forced to grant AI agents full access to monetary circulation. Otherwise, they will remain tools rather than economic subjects.