It seems that the trading volume of stablecoins has been changing dramatically over the past few years. According to the latest report from Chainalysis, transactions based on actual economic activity are projected to grow from $28 trillion in 2025 to $719 trillion by 2035.

The background for this growth is pointed to as the transfer of assets worth $10 trillion from the older generation to the younger generation, which will intensify starting in 2028. Millennials and Generation Z are far more open to cryptocurrencies than their parents, so this trend is expected to accelerate the adoption of stablecoins.

Another point to note is that the adoption of stablecoins in retail is progressing faster than expected. Usage is increasing in various scenarios, from microtransactions to large-scale payments. The report states that between 2031 and 2039, the volume of stablecoin payment processing could reach levels comparable to major traditional companies like Visa.

Furthermore, it is even more interesting that if additional macroeconomic catalysts occur, these numbers could approach $1.5 quadrillion. In other words, there is significant room for upward revision of these forecasts. If everyday transactions, including microtransactions, are conducted on the blockchain, it could fundamentally change the entire financial system.

These developments are becoming an undeniable pressure on traditional financial institutions. As on-chain capital flows expand rapidly, existing financial infrastructure will also be forced to adapt. When the efficiency of microtransactions and the convenience of stablecoins are combined, the world of payments could truly be transformed.