Recently, my wallets are opening more and more, and my assets are becoming more fragmented... Sometimes I’m really afraid that one day I’ll forget that there are still stablecoins sitting on some chain. My approach is pretty simple: keep the main wallet for long-term, sleep-friendly positions; use other chains as “change wallets,” only holding the small amounts I need, and do a unified collection at the end of the month. Otherwise, saving on transaction fees can lead to confusion.

Now everyone often compares RWA, especially US bonds, with on-chain yield products. I also feel tempted, but honestly, I care more about “where I’m actually earning and where the risks are.” So I need a reminder: don’t turn ten chains and twenty addresses into a maze just for a few extra decimal points of yield… First, get your accounts straight.