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Using a multi-chain wallet for a long time really can cause it to break into pieces: some things are here, some are there, and trying to find a certain amount of money is like rummaging through a drawer. My simple method is to "fix a few pockets"—one main wallet that stays mostly unchanged, mainly holding the big funds; another for daily interactions, with a small limit, and revoke permissions immediately after use; and a pure testing wallet for new protocols, just toss things there to avoid linking the main wallet. I also try to minimize cross-chain operations, because when Gas fees are high, it's easier to slip up and send to the wrong address.
Recently, a major chain has been upgrading/maintaining, and everyone in the group is guessing whether projects will migrate. I, for one, won't chase after it right away. First, I’ll organize the addresses, balances, and permissions I need to use, and only migrate when necessary. As for asset fragmentation, honestly, I’m not afraid of it spreading out; I’m more worried about forgetting which doors are still open somewhere. For now, I’ll do that, and go revoke the permissions I interacted with today.