Recently, discussions about stablecoins have heated up again. Basically, de-pegging is often not just about whether the "reserves are sufficient," but also about everyone's panic and bank run psychology. As for reserve transparency, no one pays attention during normal times, but as soon as there's a little bit of turbulence, people start spreading small essays. On-chain and off-chain are full of noise, and the more you look, the more anxious you become.

By the way, hardware wallets are out of stock, which shows that people's security awareness has improved, but phishing links are also on the rise... The more afraid you are, the easier it is to make mistakes. My noise-canceling strategy is simple: look less at group-shared messages, focus more on official channels and verifiable on-chain info; and revoke permissions weekly to avoid "infinite permissions" lurking as a hidden mine. If a bank run hits one day, it would be awkward if your wallet gets drained first. Anyway, I get annoyed whenever I see suspicious signature pop-ups—better to miss out than to force through a risky transaction.