Recently, everyone has been talking about testnet incentives, token expectations, and guessing whether the mainnet will issue tokens... Honestly, at such times, it's easiest to accidentally put the private key in the wrong place with a shaky hand. When assets are small, a hardware wallet is enough; at least it prevents the risky move of "taking screenshots for backups." But once your holdings grow to the point where you can't sleep peacefully, multi-signature becomes more like a brake for yourself—transfers require more than just a quick thought. I've also hesitated about social recovery; it's convenient, but personal relationships are also sources of risk. Choosing who to be your recovery person is more complicated than choosing coins. What I don't regret is: no matter how loud the project announcements are, I first make sure my security settings are complete—don't take announcements as fundamentals, just do this first.