These days, someone is again watching large on-chain transfers and hot/cold wallet movements on exchanges, shouting "Smart money is coming." I watch and feel uneasy inside... I almost caused an accident before because I had too many multi-chain wallets and fragmented assets.

Once I wanted to transfer the balance from Chain A to Chain B to grab a small thing, but there were a bunch of tokens with the same name in my wallet, and I had also collected several cross-chain bridges. I hesitated and almost sent the coins to the wrong network, thinking it was the right address but it wasn't. Luckily, the gas fee was a bit high at the time, so I hesitated for two minutes to verify, and didn't mess up. That scare made me immediately change my habits: keep the main assets in two or three commonly used addresses, and treat other chains as a change jar; always use the most cost-effective fixed route for cross-chain transfers; add notes with address + chain name, or I won't recognize myself in a couple of weeks. Anyway, less reckless handling really saves money and peace of mind.