Human payment transactions today outnumber agentic payments by nearly 40,000x.


In my view, we’re only a few years away from that flipping, where agentic payments significantly outnumber human ones.
Fast forward a bit further, and I wouldn’t be surprised if human payments disappear entirely.
There will only be two types of transactions left:
1) Autonomous AI agents transacting with each other
2) AI agents executing human intent
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