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I just saw that HSBC is involved in this stablecoin thing. It turns out that the Hong Kong Monetary Authority is already issuing licenses to issue these assets, and HSBC says they will launch their own stablecoin denominated in Hong Kong dollars by the second half of 2026. In other words, traditional banks are already seriously entering the stablecoin space. It's interesting to see how institutions of this size are betting on this technology. I guess in the coming years we will see more moves like this from big banks with their local stablecoins. Do you think this will take market share away from private stablecoins?