Save as much as possible before age 35 to reach 1 million; otherwise, after 35, you may face unemployment at any time and only be able to do manual labor, turning into a beast of burden for life.


If you can save 1 million by age 35 and do not spend this money recklessly, and learn to invest with an annual return of 5% or 6%,
you will have an income of 50,000 to 60k per year, which can cover your daily expenses,
so you won't have to do manual labor completely.
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