Someone asked me what to really expect from on-chain privacy... I want to say don't think of it as a "cloak of invisibility." Not writing your name on an address, but on-chain data is a public ledger. If you really follow the transaction paths, many times it's just a matter of inconvenience or not. What ordinary users can do is probably not to pile all assets, salaries, and loans into one address; split them up if possible, and don't go around sharing screenshots in groups.

Don't be too naive about compliance either: stablecoin regulation, reserve audits, and those rumors of "de-pegging" flooding the screens—everyone's first reaction is to fear being blocked from deposits and withdrawals, or being unable to cash out. To put it simply, if you're using a centralized stablecoin, assume it can be frozen or blacklisted at any time; if you're using on-chain privacy tools, also assume you'll be under close scrutiny. My expectation is: protect yourself from being casually watched, but don't expect to do anything on-chain without consequences... Don't over-leverage your positions, and don't let your mindset drift.