There is a strict and harsh person who is about to travel far away. He entrusts his property to three people: A, B, and C. He gives A five gold coins, B two gold coins, and C one gold coin according to their abilities, and then he sets off on his journey.

A uses the five gold coins as capital to do business and earns five more gold coins. B also does business and earns two gold coins. C is afraid of losing money and being blamed, so he buries that one gold coin of his in the ground.
After a while, the owner returns home and learns that A has earned five gold coins. He is happy and says, “You are very capable, and in the future I will give you more gold coins.”
He tells B, who earned two gold coins, “You also did a good job. I will increase your authority as well.”
At this time, C holds that gold coin he has just dug out of the ground and says, “I was very afraid, so I buried the gold coin you gave me safely in the ground. Now the original … is still there.”
When the owner hears this, he becomes furious: “You fool! Putting this gold coin out on loan to earn interest is better than doing nothing. Now I’m going to take away your only gold coin as well!”
Which one are you among A, B, and C?
Only when you actually do transactions can you truly understand the metaphor in this fable.
What is truly frightening is never losing money, but not daring to do anything at all. The biggest risk is precisely refusing to take on any risk!