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JPMorgan building its own system is fine, but crossing bank interoperability is a tough hurdle.

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CryptoFrontier
JPMorgan, Citi Pursue Different Paths in Digital Payments Race
JPMorgan Chase and Citigroup are competing in the evolving digital payments landscape. Citigroup is embracing stablecoins and partnerships, while JPMorgan focuses on in-house solutions, reflecting differing strategies for future payment systems.
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