A bunch of red dots suddenly popped up on my phone: the group is again circulating rumors that "a certain stablecoin is going to de-peg" and "regulators are about to take strong action," along with a few unclear screenshots, making people both eager and anxious.

Let me say something blunt: instead of fixating on whether it will de-peg or not, you should first look at who your DAO proposals are actually feeding.

Many proposals read like "community benefits," but in reality, they are just rewarding a small group of people who can propose or vote: rewards are sent to voting addresses, delegates take kickbacks, and a single line of parameter change can revoke permissions back to multi-signature.
Honestly, you think you're participating in governance, but you're just stamping approval for others.
Don't just look at "subsidies" or "adding liquidity"; scroll to the end: who can change the rules, who can pause, who can take the treasury.
If you don't understand, then vote less, or simply don't vote at all—being alive is more important than a sense of participation.