Just got a bunch of red dot reminders on my phone: the wallet popped up again with “Mainnet fee estimate ××,” and I almost thought I accidentally triggered a transfer… To put it simply, the mainnet is like parking in downtown—convenient but expensive; L2 is like parking in the suburbs and taking the subway—cheaper but a few extra steps.

My current compromise approach is pretty basic: for small daily interactions and claiming airdrops, I use L2, since the experience is smooth and I don’t mind; for large amounts that I plan to hold long-term or for contracts/loans where “if something goes wrong, it’s a hassle,” I’d rather go back to the mainnet once and settle everything at once, even if it costs more, just for peace of mind.

When it comes to cross-chain transfers, I tend to be especially slow—first transfer a small amount to test the waters, confirm it arrives, then do the second transfer, to avoid trembling hands.

Recently, there’s been talk about increased taxes and tighter or relaxed compliance in certain regions, which makes deposit and withdrawal expectations more uncertain. People are more afraid of “not being able to move assets when the time comes,” so they prefer to keep their assets where they can operate anytime.

Anyway, I don’t chase the optimal solution; I just chase what lets me sleep well at night.