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Workout check-in Day 23
Encountered two problems, damn it, my butt has gotten bigger, what should I do about those nearly 100 disposable underwear? And recently, I haven't washed my socks after working out, what should I do? Don’t make me throw them away, I’m poor!
Recently discovered that @TermMaxFi has some quite useful features
One-click extension is a good design, in the past DeFi products required manual operations when they expired, now just click a button, much more convenient
Zero liquidation risk leverage is also quite interesting, adding leverage on top of a fixed interest rate, and not worrying about liquidation, which is good news for players who like leverage but are afraid of risks
Custom pricing curves give professional users more options, allowing them to adjust interest rate curves based on their strategies, rather than a fixed number applied uniformly
Data shows that user growth has been steady, TVL is also rising, their MP ranking system increases user stickiness, people aren’t just here to speculate, they are genuinely using this product
Of course, there are things to watch out for, smart contract security is always the top priority, whether the interest rate model can remain effective long-term needs time to verify, and regulatory requirements in different regions also need to be considered
Now is a good time, as the DeFi market is shifting from wild growth to refined operations, everyone is paying more attention to actual user experience rather than just speculation. The market’s demand for stable returns has always been clear
For different users, beginners can start with small amounts to try out what fixed interest rates feel like, experienced users can experiment with custom curves to optimize capital efficiency, institutions can evaluate whether it can be part of on-chain fixed income allocations
If TermMaxFi can succeed, it might bring some changes, establish a reference standard for on-chain fixed interest rates, and spawn more structured products based on fixed rates, encouraging more institutions to enter DeFi
Overall, TermMaxFi addresses a fundamental problem in DeFi: uncertainty. In the world of cryptocurrency, full of variables, certainty itself is a kind of value. They are not just upgrading products but trying to build a foundation for DeFi’s certainty, marking a shift from speculative tools to practical financial infrastructure
#TermMaxFi #DeFi #固定利率 #Blockchain Games #加密货币 #Web3