We've been dating for three years and are planning to get married.

The woman wants a bride price of 300,000 yuan, and I said I can't afford it.
She said, "Then 200,000, no less."
I said 100,000.
Her mother said, "150,000, plus a down payment on a house."
I said I'll pay the down payment, but the house will be in my name.
Her mother said, "That's not acceptable, the house must be in both names."
I said I'll pay the down payment, but will you still make the mortgage payments?
Her mother said, "You will."
I said, then why should the house be in both names?