My mom gave me a talisman and said it had been blessed, and I shouldn't get it wet.

I took it off while showering and placed it on the table, but the cat took it away.
I searched for a month but couldn't find it.
Later, I got into a car accident; the front of the car was smashed, but I was unharmed.
My mom said the talisman protected me from disaster.
I asked, "The cat took it away, how did it protect me?"
My mom said, "The cat took the place of the talisman for you. Didn't you notice that after that, the cat disappeared?"
I thought about it, and indeed, the cat never came back.