Recently, I've seen people compare on-chain yield products to U.S. Treasury yields, talking about them as if they are the same thing... It makes me feel a bit uncomfortable to listen to. Ultimately, the on-chain ecosystem has too many "intermediate links," especially cross-chain bridges, where the risk is often not market volatility but the mechanism itself.

Multi-signature sounds stable, but it really depends on who is signing, whether it's decentralized, and whether it can be halted if something goes wrong; oracles are more like "data feeders," and in extreme situations, whether the data is correct or delayed can become a point of vulnerability. And that "waiting for confirmation"—many people find it slow, but I actually see it as one of the few buttons that can help me sleep: a little slower, at least giving myself a window to revoke.

I'm most afraid not of losing money, but of having assets disappear completely due to a small mistake on the bridge side, even if I haven't made any operations... Anyway, now I prefer to do fewer cross-chain transactions, wait for more confirmations, and take it slow.