Yesterday, someone in the group shared a screenshot claiming that a certain stablecoin was "about to de-peg," along with conspiracy theories about reserve audits, which was really exhausting to watch... Going back to the topic of modular chains, for end users, it's really not about being a "more advanced architecture." Honestly, it’s just: you click confirm once, but behind the scenes, it might have to go through more layers, more bridges, more routers. When things are smooth, it feels cheaper and faster; when it’s stuck, the experience is "where did the money go / why didn’t it arrive." I’ve studied these failure modes for a long time, and my conclusion has always been simple: modularity isn’t a sin, but dumping complexity onto users is poor design. Whether you can clearly explain in your wallet "which layer I’m on now, whether I need to cross, how long it’s expected to take, how to handle failures" in plain language is much more important than how many new terms you introduce. Anyway, right now I see a bunch of assembled paths, and my first reaction isn’t excitement, but rather: who’s responsible if something goes wrong?