Recently, people have been comparing "RWA/US Treasury yields" to on-chain yield products, and the emotions just get stirred up. I tend to stay calm first: focus on credibility, not on marketing slogans.

If a newbie really wants to judge whether a project is reliable or not, I suggest not staring at the K-line first, but checking three things: Is there someone truly maintaining it on GitHub (not just editing the README), is the audit report clear about the scope / what’s not covered / how known risks are handled, and finally, the upgrade multi-signature — how many keys, who holds them, can a single person change the logic, and whether there are delays and announcements. Basically, these three are the entry points for whether they can "sneak away with your profits in the middle of the night."

My habit of staying calm is pretty old-fashioned: when I see new yields, I first force myself to wait a night, then look at these links the next day, which helps me avoid being led by FOMO. Anyway, the money is mine, don’t get caught up on behalf of others.