Recently, the group has been talking about hardware wallets again. My feeling is: don’t rush to chase the “strongest security” right away; first consider your current asset size and how often you operate. If you don’t have much money and only transfer occasionally, a hardware wallet is enough—don’t lock yourself into a bunch of procedures; if your assets are a bit larger and you often participate in voting or treasury payments, multi-signature is more like “organizational insurance,” at least preventing a single slip-up from losing everything. Social recovery sounds very attractive, but you need to truly trust those few “friends,” and whether they might all go offline together someday…

Also, with recent tax increases and tightening or loosening of compliance in some places, the expectations for deposits and withdrawals keep changing, which reminds me even more: don’t put all your keys in a single point. Honestly, the best plan is the one you can sleep peacefully with—let’s start with that.