Look, over there on L2, they're arguing about TPS, fees, and ecosystem subsidies. Actually, what I care more about is: once the money really comes in, how do you plan to safeguard it? To be honest, when the asset size is small, hardware wallets are already quite sufficient. Don't make the process too complicated, or you'll just risk losing the seed phrase... I've seen too many people get stuck trying to be "more secure" and end up locking themselves out.

As the amount increases and involves family members or partners, multi-signature becomes more like a "rule," but you also have to accept that it can be inconvenient: if not all signers are present, the assets can't be moved. Social recovery, I think, is suitable for those who don't want to memorize a string of words and are afraid of single points of failure. But "finding someone to be the guardian" also tests relationships quite a bit. Anyway, my current approach is: only schemes that can be clearly explained are truly safe; if you can't explain them clearly, any sense of security is probably an illusion.