I now treat borrowing and lending as a "liquidation alarm"… When I'm three steps away from the red line, I usually don't argue: the first thing is to take a screenshot of the position + make a note (leaving traces really saves lives, so I know how I got wiped out during review). Then immediately choose one of two options: either add some collateral to improve health, or simply pay off some to reduce leverage—don't expect the market to give you face.

The worst part is when some are hyped up about modularization and DeFi layer narratives, making developers excited, while users (like me) actually care more about practical issues like "not getting liquidated"... Anyway, I have only one principle: don't let myself fall into a zone where I can only pray. If I really can't hold on, I’ll admit defeat and cut some losses; efficiency is more important than face. That's it for now, the subway is arriving.