Recently, I see everyone complaining again about validators making huge profits and MEV causing unfair ordering, so I’m even less willing to treat "security" as a mystical concept. Frankly, different asset sizes require different tools; don’t force the same set on all.

For small amounts, I think a hardware wallet is enough. Don’t mind the hassle—at least move the private keys out of your computer and phone; but once the amount is big enough that “losing it would keep you awake,” single signatures start to feel a bit risky, and multi-signature is more like layering risk: if one device breaks or gets phished, it doesn’t wipe everything out. Social recovery sounds very warm, but I admit I’m a bit envious of those with stable social circles… I’m more worried that “personal relationships/loss of contact/changes in connections” could become new attack surfaces. Anyway, my current approach is: long-term holdings with multi-signature, daily expenses on hardware wallets, social recovery is on hold, no rush to chase the latest trends.