In the current cryptocurrency market environment, investors holding on-chain tokenized stocks often encounter a situation where they remain optimistic about the long-term prospects of assets like NVDA, TSLA, but have a short-term need for liquidity.

Traditional approaches usually involve directly selling stocks or using costly borrowing channels, @TermMaxFi offers a borrowing method based on real asset collateral on BNB Chain.
Tokenized stocks issued by Ondo Finance can be used as collateral to directly borrow USDT.
You can choose the loan term yourself, with options of 14 days, 45 days, and 75 days, with fixed annual interest rates ranging from 2.9% to 4.23%.
The interest rate is fixed, so you know exactly how much you will pay at the start of the loan, unlike many DeFi protocols where rates fluctuate due to capital utilization.
From an operational perspective, users can release part of their funds without selling the underlying assets, while still maintaining exposure to stock price movements.
The borrowed USDT can be used for other investments, asset reallocation, or liquidity management.
Lower gas fees and higher processing speed on BNB Chain also help reduce on-chain operation costs to some extent.
Currently, this type of mechanism mainly targets investors who want to manage cash flow flexibly while maintaining long-term holdings.
As on-chain tokenized equities become more widespread, the collateralized lending + exposure retention model is increasingly seen as a way to optimize asset efficiency.
In practical use, attention should still be paid to collateral ratios, liquidation conditions, and overall platform risk management measures to match one's own risk tolerance.
@TermMaxFi #TermMaxFi