Recently, I've been looking at various discussions comparing "on-chain yields" with U.S. Treasury yields. The more I look, the more I think there's no need to rush into chasing higher returns; account security is actually more easily overlooked… especially as your asset size grows a bit, a single mishap could mean a complete wipeout.

I think hardware wallets are quite suitable for people who prefer to manage their assets themselves and don't want to fuss around. The biggest issue is whether you take backup seriously; multi-signature is more like team or family finance—it's a bit more complicated, but at least it won't all be lost due to one person's slip-up. Social recovery sounds friendly, but you really need to trust those few people, or design it to be sufficiently decentralized. Otherwise, if relationships sour, it can get pretty awkward.

There are many tutorials out there. These days, I prefer to watch those that focus on "pitfall retrospectives + threat models," rather than flashy feature introductions… Anyway, I want to go through my own recovery process first, and be able to clearly write it down on paper.