Just came across this interesting breakdown from a tech entrepreneur making six figures monthly, and honestly, the way he approaches his budget is pretty different from what most people think about money management at this income level.

So this guy, Abid Salahi, co-founded FinlyWealth and averages around 18k a month. That's roughly 216k annually, which definitely qualifies as serious money. But here's the thing that struck me - he's not just spending it. He's actually being strategic about how much is 6 figures monthly income and where it goes.

Most people know about the 50/30/20 rule, right? 50% needs, 30% wants, 20% savings. Pretty standard. But when you're actually making this kind of money, you can flip that script. Salahi adjusted it to spend only 30% on essentials like housing and utilities - that's 20 points lower than the typical recommendation. Then he cut discretionary spending down to 20%, which is another 10 points below the standard 30%.

That means instead of the usual 80% going to needs and wants, he's only allocating 50%. The other half? That's split between savings, investments, and debt payoff. So basically, he's saving one dollar out of every two instead of the typical one out of five. Pretty wild difference.

What really stood out to me was his philosophy about paying himself first. Before anything else gets allocated, he automatically moves a chunk into retirement and investment accounts. Right now that's about 50% of his income, though he mentioned that might shift depending on market conditions or investment opportunities.

He also made a point I think people at any income level should hear: having a high salary doesn't automatically mean you're good with money. You still need that discipline and regular budget adjustments. When markets get shaky, he pulls back on spending and builds his emergency fund. When good investment opportunities show up, he might temporarily reduce savings to capitalize on them.

The whole thing really comes down to the fact that how much is 6 figures monthly doesn't matter if you're not intentional about where it goes. Whether you're making 6k or 60k a month, the principle is the same - budget strategically or watch it disappear.