Recently, I saw a bunch of yield aggregators advertising "high APY," basically stacking contracts into a layered cake: deposit here, borrow there, add some incentives... It looks pretty good, but when things go wrong, you can't tell which pool, which permissions, or who is holding custody. Don't just focus on the numbers—first check what protocols they connect to, whether the funds need to be bridged, whether there are admin keys or "human control switches." For someone like me who fears black swan events, just thinking about it makes my scalp crawl.

My colleague asked me yesterday if I could jump on a meme and follow a celebrity's call to buy, and I could only reply: attention shifts so quickly that you're probably just catching the last leg... Anyway, I’d rather earn a little less now than get kicked out by the counterparty in a place that looks "stable." That’s all for now.