Recently, I saw a bunch of yield aggregators claiming APY is almost free money, only to find out there are several layers behind it: first, you put your money into a pool, then borrow it / stake again / swap chains, adding more layers to the contract. My heart races just thinking about it... Honestly, the returns aren’t falling from the sky; it’s just risk shifting around. What annoys me most is the counterparty part—on the page it says “strategy automation,” but in reality, it’s just you trusting someone to handle your operations, where the keys are, and who takes the blame if something goes wrong. And lately, with memes and celebrities shouting buy signals, it’s getting lively again. Newcomers excitedly ask me, “Is this annualized return guaranteed to beat everything?” I really want to laugh but also get a bit angry: don’t just focus on the numbers, first see how many strangers’ contracts and promises you’re handing your money over to. Anyway, I’d rather go slow, earn less, and sleep well.