Lately, I've seen everyone talk about whether a major public chain upgrade/maintenance might trigger project migrations, but I’ve actually gone back to check my own "key management" first... No matter how lively the chain gets, if you lose your private key, you're completely offline.

My personal feeling is: for assets that aren't large and operations that are frequent, a hardware wallet is enough to start with, at least to reduce the risk of accidentally authorizing the wrong transaction with a hot wallet; once assets reach a higher level, multi-signature is more reassuring, but daily transfers become noticeably more cumbersome, and you have to accept "a bit slower"; as for social recovery, it’s suitable for those who are afraid of trembling hands or losing mnemonic phrases, but only if you truly trust those few "friends," otherwise it’s just changing the risk into a different form.

Anyway, I now think: keep cold storage if possible, use multi-signature if possible, don’t put all your security on the hope that "upgrades won’t go wrong"... What stage are you guys currently stuck at?