In 2025, new energy vehicle insurance underwriting reduced losses by 100 million yuan, with the comprehensive cost rate decreasing by 1.3 percentage points year-on-year.

2026-04-10 17:05:42

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Source: Shanghai Securities News · China Securities Network

Shanghai Securities News China Securities Network News (Reporter Han Songhui): On March 31, the China Actuaries Association and China Banking and Insurance Information Technology Management Co., Ltd. jointly released information on relevant claims for China’s new energy vehicle insurance in 2025. In 2025, China’s insurance industry underwrote 43.58 million new energy vehicles, a 40.1% increase year over year.

Premium income is 190 billion yuan, providing risk coverage of 159 trillion yuan; underwriting losses are 56 billion yuan, with a year-on-year reduction of 1 billion yuan; the combined cost ratio fell by 1.3 percentage points year over year.

In 2025, there are 143 high-payout vehicle series with a claims ratio exceeding 100%, an increase of 6 from the previous year, including 106 passenger vehicles and 37 freight trucks.

Massive information, precise interpretation—available on the Sina Finance APP

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